The Thailand Office of Insurance Commission has launched the 2026 phase of its “Road Safety model province” initiative, extending a previous pilot into a four-province programme with Prachinburi, Nakhon Nayok, Nakhon Sawan and Suphan Buri. The project, delivered with the insurance sector and the Thailand Development Research Institute (TDRI), aims to develop “safe road model communities” that use insurance as both a victim-protection mechanism and a tool to prevent accidents through data-driven, locally tailored measures. The Office cited sustained high casualty levels, including more than 875,199 accidents and over 12,508 deaths in 2025, with around 80% involving motorcyclists largely aged 15–29, and more than 4,315 deaths in under four months of 2026. Building on Prachinburi’s pilot, the programme will apply a “four strategies, seven measures” approach spanning public communications, knowledge-building, youth role-model development, industry participation and physical improvements at high-risk points, alongside a reported increase of more than 39% in compulsory motor insurance take-up among young people and a downward trend in injuries and fatalities. TDRI framed the issue in economic and operational terms, estimating road-accident losses of over THB 500bn per year (around 3% of GDP) and highlighting recurring risk drivers across “people, vehicles and roads”, including unlicensed motorcycle riders (89% of motorcycle casualties), lapsed registrations (over 16m motorcycles) and low road safety readiness (12% of roads). The 2026 work will follow a Data-Knowledge-Measure framework across five local areas in the four provinces, with fieldwork to map community-level risk points and risk groups, establish local working groups and align interventions with existing provincial plans and committees to support national scaling.
Thailand Office of Insurance Commission 2026-04-21
Thailand Office of Insurance Commission expands its Road Safety model to four provinces to build community safe-road pilots
The Thailand Office of Insurance Commission has launched the 2026 phase of its “Road Safety model province” initiative, expanding a pilot into a four-province programme with Prachinburi, Nakhon Nayok, Nakhon Sawan and Suphan Buri to develop “safe road model communities” using insurance for victim protection and accident prevention. Implemented with the insurance sector and the Thailand Development Research Institute, the project applies a data-driven “four strategies, seven measures” and Data-Knowledge-Measure framework to address persistently high road casualties and economic losses of over THB 500bn annually.