The Central Bank of the Republic of Kosovo reported that Deputy Governor Dardan Fusha delivered a lecture at EU Winter School 2025 on the future of payments and how regulation can support financial innovation while safeguarding financial stability, using Kosovo’s payments modernisation agenda as a case study. In his remarks, Fusha pointed to the global shift toward digital payments and the growing use of fast payment systems, arguing for appropriate, principles-based regulation. He highlighted Kosovo’s work to align with European Union standards and progress toward integration into the Single Euro Payments Area (SEPA), implement open banking and a national QR code standard, and pursue regional cooperation on instant payments through a new TIPS Clone initiative supported by the Bank of Italy and the World Bank. The central bank also linked its engagement in such events to promoting transparency and financial education, and reiterated its support for expanding digital financial services and market access.