The National Bank of Hungary has widened access to its Certified Corporate Loan (CLL) scheme, with K&H Bank joining OTP Bank, Erste Bank and MBH Bank in offering the new corporate investment loan product through their branch networks. The scheme, launched on 1 August 2025, is designed to boost market-based investment lending to small and medium-sized enterprises via uniform, transparent loan terms. Certified Corporate Loans are forint-denominated investment loans available at either variable or fixed interest rates, with maturities of up to 10 years and amounts starting at HUF 300 million. The central bank supports the programme by awarding a CLL rating to bank loan products that meet its application criteria, with the stated aim of fostering sustainable market-based lending without central bank financing. Evaluation of additional banks’ applications is ongoing, and further credit institutions may join the scheme.
National Bank of Hungary 2025-09-15
National Bank of Hungary expands Certified Corporate Loan scheme to four banks as K&H Bank starts offering rated SME investment loans
The National Bank of Hungary has expanded its Certified Corporate Loan scheme, now including K&H Bank alongside OTP Bank, Erste Bank, and MBH Bank, to enhance investment lending to SMEs. The scheme offers forint-denominated loans with variable or fixed rates, maturities up to 10 years, and amounts starting at HUF 300 million. The central bank awards a CLL rating to qualifying bank loan products to promote sustainable market-based lending.