The Bermuda Monetary Authority has published a Guidance Note setting out its expectations for firms seeking a licence under the Digital Asset Business Act 2018. The document is intended as a resource for prospective applicants, including those whose activities may fall within the Act’s scope, and outlines the minimum standards and supporting documentation the Authority expects to see in an application. The Guidance Note is not legislation, binding rules, or supervisory guidance for post-licensing operations, and is presented as a non-exhaustive guide for applicants. Application assessments will apply a proportionality principle, with expectations varying by licence class (Class T, M, or F) and by the nature, scale, complexity, and risk profile of the proposed business; applicants are expected to tailor submissions accordingly and also consider the requirements set out in the application forms available on the Authority’s website.