Uganda's Ministry of Finance convened the steering committee for implementing the National Financial Inclusion Strategy 2023-2028 to review progress toward universal access to quality, affordable and sustainable financial services, with a target of at least 85% financial inclusion by 2028. The ministry referenced the 2023 Finscope Survey, which puts overall financial inclusion at 81%. The steering committee includes the Governor of the Bank of Uganda and the executive directors of the Financial Intelligence Authority, Uganda Microfinance Regulatory Authority, Insurance Regulatory Authority, Uganda Retirement Benefits Regulatory Authority, Capital Markets Authority and National Identification and Registration Authority. Progress was linked to wider access to financial accounts, greater use of digital payment systems and credit, while identified constraints included low savings, limited access to affordable credit and development finance, and high lending rates. The minister also urged uptake of government programmes including PDM, Emyooga and GROW.