Moldova's National Commission for Financial Markets (CNPF) reported that its chair, Dumitru Budianschi, participated in the fifth edition of the Business Smart Education conference, a Moldova–Romania strategic dialogue focused on strengthening financial education as a response to current business-environment challenges. In his remarks, Budianschi argued that a successful financial system requires a well-developed financial education ecosystem, highlighting population financial literacy starting in general education and provider education on ethics and due diligence standards. He linked these themes to an ongoing restructuring of investor and consumer protection, which will require providers to implement conduct centred on the client’s paramount interest, and to capital market development, calling for financial education to incorporate entrepreneurial and business education to help firms access financing, including through capital market instruments. The intervention also pointed to financial and technological innovation, research, digital infrastructure including blockchain, and the application of artificial intelligence as key levers to raise efficiency and productivity in the financial system.