Chile’s Financial Market Commission (CMF) has made publicly available a searchable dataset of “banking claims subject to lapsing”, covering unclaimed or inactive amounts held at supervised banks and savings and credit cooperatives. The CMF reports 117,156 claims across 19 supervised institutions, totaling CLP 94,444 million. The CMF defines these claims as amounts such as deposits or “intakes” that show no movement or have not been collected for two years. Under the General Banking Act, claims with no movements for two years during the immediately preceding calendar year must be published in the Official Gazette and by the CMF; if beneficiaries do not collect the amounts within three years after publication, the claims lapse and the financial institutions must pay the amounts to the National Board of Firefighters of Chile. The information is available at acreencias.cmfchile.cl, and beneficiaries have three years from the respective listings’ publication to collect their money.
Chile Financial Market Commission 2025-04-07
Chile Financial Market Commission opens public portal for unclaimed banking deposits at risk of lapsing totaling CLP 94,444 million
Chile’s Financial Market Commission (CMF) has released a searchable dataset of "banking claims subject to lapsing," detailing unclaimed or inactive amounts at 19 supervised banks and cooperatives, totaling CLP 94,444 million. Claims with no movement for two years must be published, and if uncollected within three years, the funds are transferred to the National Board of Firefighters of Chile.