The Hong Kong Insurance Authority held a panel discussion at the Asian Financial Forum on the role of insurance in addressing the needs of an ageing population and supporting the development of the silver economy, with a focus on narrowing protection gaps. The session covered demographic trends shaping Hong Kong’s population, insurance solutions currently available in the market, and challenges in meeting emerging needs from both local and cross-border perspectives. Moderated by the Insurance Authority’s Executive Director, Policy and Legislation, Clement Lau, the discussion also highlighted potential for collaboration across the Guangdong-Hong Kong-Macao Greater Bay Area and examined ways to improve insurance literacy and retirement planning awareness.