The Hong Kong Monetary Authority published the credit card lending survey results for the second quarter of 2025, showing a further decline in outstanding card receivables alongside slightly higher delinquency and charge-off ratios. Total card receivables fell 2.5% over the quarter to HKD 149.0 billion at end-June 2025, compared with a 5.8% decrease in the previous quarter. The combined delinquent and rescheduled ratio rose to 0.45% at end-June from 0.42% at the previous quarter-end, while the quarterly charge-off ratio edged up to 0.64% from 0.61% and was described as remaining at a low level.
Hong Kong Monetary Authority 2025-08-15
Hong Kong Monetary Authority releases second-quarter 2025 credit card lending survey showing receivables down 2.5% to HKD 149.0 billion
The Hong Kong Monetary Authority released Q2 2025 credit card lending survey results, indicating a 2.5% decline in outstanding card receivables to HKD 149.0 billion. The delinquent and rescheduled ratio increased to 0.45%, and the charge-off ratio rose slightly to 0.64%, both remaining low.