The Slovenia Insurance Supervision Agency published a recap of a Slovenian Ministry of Finance investment conference in Tokyo, highlighting an insurance-sector panel it moderated on shared Slovenian and Japanese market challenges. The recap centres on the view that climate, demographic and cyber risks are becoming so large and complex that they can exceed private-sector capacity, requiring stronger coordination with the state, regulators, reinsurance and capital markets. The panel, moderated by the Agency’s director Gorazd Cibej, included Toshiyuki Miyoshi of Japan’s Financial Services Agency and chair of the International Association of Insurance Supervisors, Shigeru Ariizumi, Dimitrij Šulin of Vzajemna Health Insurance, and Klemen Babnik of Sava Re. Discussion covered increasing climate-driven extreme weather losses and the natural catastrophe “insurance gap”, with calls for new products, better risk assessment models and more accessible cover for households and businesses; it also flagged expanding cyber risk as digitalisation increases vulnerabilities and highlighted ageing populations as a shared pressure point for health insurance through higher healthcare costs and system strain.