The European Banking Authority has published a roadmap setting out how it will deliver its mandates under the revised Deposit Guarantee Schemes Directive and a related mandate under the revised Bank Recovery and Resolution Directive. The plan covers 12 regulatory products, including technical standards and guidelines, that are intended to strengthen depositor protection across the European Union and give stakeholders visibility on the sequencing of the work before the new framework starts to apply on 11 May 2028. The roadmap links the EBA's work to the revised framework's main operational outcomes: clearer information for depositors on their protection, faster repayment in domestic and cross-border bank failures, stronger cooperation between national deposit guarantee schemes and authorities, and more robust stress testing and crisis preparedness. The mandates also extend to areas such as the treatment of client funds, information exchange, deposit guarantee scheme funding and investment, calculation of bank contributions, preventive measures, business reorganisation plans, irrevocable payment commitments, and the conditions for lifting the cap on deposit guarantee scheme contributions in resolution. The EBA will deliver the 12 products in three batches over the next three years. The sequencing is based on legal deadlines, the complexity of the mandates and their policy interlinkages.

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