De Nederlandsche Bank has published a new set of payment fraud statistics, showing that fraudulent transactions in the Dutch payments market rose 30% in 2025 to about 658,000, while the fraud amount increased 22% to EUR 198 million. The figures cover credit transfers, card payments and cash withdrawals, and indicate that 7 in 100,000 payments were fraudulent. DNB said this remains a small share of total payment activity, equal to about 1,800 fraudulent transactions a day out of 27 million daily transactions and roughly EUR 540,000 of fraud against around EUR 13 billion in daily payment value. European bank transfers recorded the sharpest increase, with fraud cases rising 55% to 129,000 and fraud value reaching about EUR 148 million from roughly EUR 121 million in 2024. DNB linked this mainly to induced payments, including false payment instructions, investment fraud and fake bank employee scams, with growth concentrated in instant payments and cross-border transfers that are harder to reverse. Card payments remained the most common fraud type by volume, at 514,000 transactions, up by more than a quarter, with the increase concentrated in online payments and the fraud amount rising to about EUR 41 million from EUR 36 million. Fraud in cash withdrawals was lower in volume but also increased, with cases rising to about 15,000 from around 12,000 and value to about EUR 10 million from EUR 6 million, largely tied to misuse of lost or stolen payment cards. The new table will be updated twice a year and is based on payment service provider reporting under European reporting requirements. DNB noted that the published amounts cover all transactions classified as fraudulent even if they were later partly or fully reversed or reimbursed, so the figures do not show actual losses. The data currently cover about two-thirds of the market and do not yet include fraud involving e-money, direct debits, global transfers or transfers between accounts at the same bank.

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