The Central Bank of Russia published its November 2025 monitoring of maximum interest rates on Russian ruble deposits at the ten credit institutions attracting the largest volume of household deposits, with the average maximum rate at 15.32% for the first 10 days of November. For reference, the average maximum rates by maturity were 14.78% for up to 90 days, 14.77% for 91 to 180 days, 14.41% for 181 days to one year, and 12.52% for over one year. The measure reflects publicly available, generally accessible deposit offers and excludes, among other items, special-category deposits, compound interest rates, products contingent on meeting conditions (such as card turnover), combined products with additional requirements, and deposits with stepped rates; the monitored group comprises Sberbank, VTB Bank, Gazprombank, Alfa-Bank, Rosselkhozbank, Bank DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank and Sovcombank.
Central Bank of Russia 2025-11-12
Central Bank of Russia reports average maximum ruble deposit rate of 15.32% for the first 10 days of November 2025
The Central Bank of Russia released its November 2025 monitoring report on maximum interest rates for Russian ruble deposits at the ten largest credit institutions, with an average maximum rate of 15.32% for early November. Rates by maturity were 14.78% for up to 90 days, 14.77% for 91 to 180 days, 14.41% for 181 days to one year, and 12.52% for over one year. The report excludes special-category deposits and other specific products.