The Taiwan Financial Services Commission published insurance industry figures through end-April 2025 covering profit and loss, net value and foreign exchange-related impacts. Aggregate pre-tax profit stood at NT$54.8 billion, with a sharp year-on-year decline in life insurers’ earnings offset only partly by relatively stable results in non-life insurance. Life insurers recorded pre-tax profit of NT$44.9 billion, down NT$98.3 billion (68.6%) year on year, while non-life insurers posted NT$9.9 billion, down NT$0.8 billion (7.5%). Owners’ equity for the sector was NT$2,368.9 billion, comprising NT$2,217.6 billion for life insurers (down NT$152.9 billion, 6.5%) and NT$151.3 billion for non-life insurers (up NT$13.1 billion, 9.5%). The New Taiwan Dollar appreciated 2.39% against the US Dollar since end-2024; life insurers’ cumulative foreign exchange valuation reserve was NT$164.8 billion, down NT$54.8 billion (including a one-time reserve of NT$0.8 billion under the new mechanism), with a combined exchange, hedging and volatility effect of NT$-118.3 billion, while overseas investments generated net gains of NT$159.9 billion excluding the net volatility effect on the valuation reserve.

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