The Federal Reserve Board released results from its Senior Financial Officer Survey, providing insight into how banks manage reserve balances and how they are approaching balance sheet planning and deposit pricing. The survey is used to gather information on reserve balance management strategies and practices, expectations for potential changes in the size and composition of bank balance sheets, deposit pricing strategies, and expectations related to stablecoins and digital assets. The latest round was conducted with the Federal Reserve Bank of New York between September 19, 2025, and September 29, 2025, and included responses from banks holding around three-fourths of total banking system reserve balances at the time of the survey.
Federal Reserve Board 2025-11-21
Federal Reserve Board releases Senior Financial Officer Survey results on banks’ reserve balance management strategies
The Federal Reserve Board released results from its Senior Financial Officer Survey, highlighting banks' strategies for managing reserve balances and balance sheet planning. Conducted with the Federal Reserve Bank of New York, the survey included responses from banks holding approximately three-fourths of total banking system reserve balances. It also covered deposit pricing strategies and expectations regarding stablecoins and digital assets.