Central Bank of the Republic of Kosovo submits 2025 annual report citing financial stability and a EUR 24 million positive result

The Central Bank of the Republic of Kosovo has submitted its 2025 annual report to the Assembly, outlining a year in which Kosovo’s economy and financial system remained stable despite external economic and geopolitical pressures. The report says the financial system continued to expand in a sustainable way, with the banking sector remaining well capitalized and highly liquid and credit portfolio quality staying at a sound level. The report also sets out the main reforms and initiatives completed in 2025, including further development of the macroprudential and supervisory framework, alignment of regulation with European Union standards and legislation, and additional work on payments infrastructure. That included preparations for integration into the Single Euro Payments Area, progress on the TIPS Clone instant payments project, and stronger mechanisms for consumer protection, financial education and financial inclusion. It also covers developments in financial innovation, euro currency integrity, cash management, economic formalization and international engagement, including expanded technical cooperation and advances in international reserve management. The audited 2025 financial statements received an unmodified external audit opinion, and the central bank reported a positive financial result of EUR 24 million, to be split equally between Kosovo’s budget and the central bank’s reserves under the applicable legal framework.