The Austrian Financial Market Authority (FMA) has released a short “1 Minute – 1 Begriff” video explaining how “money mules” are used to move and disguise illicit funds and warning consumers not to allow third parties to use their bank accounts. The FMA notes that criminals often recruit money mules via social media through seemingly genuine job offers and scams such as romance scams, particularly to enable cyber-enabled fraud including phishing, hacking and authority scams that require rapid onward transfer of stolen funds. It also links money mule activity to wider organised crime, including laundering proceeds from drug trafficking or human trafficking, and highlights Europol’s 2023 operation identifying 10,759 money mules across Europe with around EUR 100 million in reported losses. The FMA’s guidance includes critically assessing lucrative job offers, never sharing account details, never transferring money for others even once, and reporting suspicions to the police or directly to the FMA; the video is the first in the second series and is available in German on the FMA’s Instagram and YouTube channels.