The Office of the Comptroller of the Currency (OCC) published a list of Community Reinvestment Act (CRA) performance evaluations that became public between September 1, 2025 and September 30, 2025, covering six national banks and federal savings associations. The CRA evaluations assess an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. Three institutions received an “Outstanding” rating: San Luis Valley Federal Bank (Alamosa, Colorado), First Federal Savings and Loan Association of Bath (Bath, Maine), and First Savings and Loan Association (Mebane, North Carolina). Three received a “Satisfactory” rating: Kentland Federal Savings and Loan Association (Kentland, Indiana), Ozarks Federal Savings and Loan Association (Farmington, Missouri), and First Command Bank (Fort Worth, Texas). The OCC noted that possible CRA ratings also include “Needs to Improve” and “Substantial Noncompliance,” and pointed to its searchable archive of public CRA evaluations issued since April 1996 and its list of institutions scheduled for CRA examinations in the next two calendar quarters.
Office of the Comptroller of the Currency 2025-10-01
US Office of the Comptroller of the Currency releases CRA performance evaluations for six banks and savings associations
The Office of the Comptroller of the Currency (OCC) released Community Reinvestment Act (CRA) performance evaluations for six national banks and federal savings associations for September 2025. Three institutions received an "Outstanding" rating, while three were rated "Satisfactory." The OCC also highlighted the availability of a searchable archive of CRA evaluations and a list of institutions scheduled for future examinations.