The State Bank of Vietnam published an update on the signing of a credit contract under which Vietnam Bank for Agriculture and Rural Development (Agribank), Military Commercial Joint Stock Bank (MB), Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) and Vietnam Modern Bank Limited (MBV) will provide VND 25,453 billion in financing to Hanoi Ring Road 4 Joint Stock Company for the Ring Road 4 Construction Investment Project in the Hanoi Capital Region. Ring Road 4 has an estimated length of 113.52 km, running through Hanoi and the provinces of Hung Yen and Bac Ninh, with total investment of more than VND 85,000 billion across three component projects. Component Project 3 (highway construction) is being delivered under a public-private partnership model with total investment of more than VND 53,553 billion and a capital structure of 44% state budget and 56% investor-mobilised funds; the investor mobilised amount is stated as VND 29,944 billion. The loan package is split between Agribank (VND 15,453 billion, 60%), MB (VND 5,000 billion, 20%), BIDV (VND 3,000 billion, 12%) and MBV (VND 2,000 billion, 8%), and Component 3 began construction on 06/09/2025.