The Central Bank of Russia published its September 2025 monitoring results for maximum interest rates on Russian ruble deposits offered by the 10 credit institutions attracting the largest volume of household deposits, showing an average maximum rate of 15.59% for the first 10 days of September. The monitored banks were Sberbank, VTB Bank, Gazprombank, Alfa-Bank, Rosselkhozbank, DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank, and Sovcombank. The indicator reflects the arithmetic mean of each bank’s maximum rate available to any client without limitations or preliminary conditions, excluding special-category and purpose-specific deposits, compound interest, rates contingent on conditions (such as card turnover or minimum balances), combined deposit products with additional requirements (such as investment purchases or insurance), and deposits with step-up structures. For reference, average maximum rates by maturity were 15.14% (up to 90 days), 14.79% (91–180 days), 14.13% (181 days to one year), and 12.39% (over one year), based on information taken from banks’ websites.
Central Bank of Russia 2025-09-16
Central Bank of Russia reports 15.59% average maximum ruble deposit rate among top 10 banks in early September 2025
The Central Bank of Russia reported an average maximum interest rate of 15.59% on Russian ruble deposits for the first 10 days of September 2025, based on data from the 10 largest credit institutions by household deposits. The rates, excluding special conditions and specific deposit categories, varied by maturity, with 15.14% for up to 90 days and 12.39% for over one year.