The Australian Prudential Regulation Authority has released its March 2026 quarterly statistics for authorised deposit-taking institutions, covering industry performance, a centralised publication of entity-level capital and liquidity data, and property exposures. The data show higher year-on-year profits, assets and capital across the sector, alongside growth in residential mortgage credit and commercial property exposures. APRA also changed the format of the publication highlights for this and future editions so they contain charts and summary tables only, without written commentary. At industry level, net profit after tax for the year ended March 2026 rose to AUD 41.4 billion from AUD 40.0 billion, total assets increased 5.7% to AUD 6,919.0 billion, and total capital base rose 3.6% to AUD 473.0 billion. Total risk-weighted assets increased 4.1% to AUD 2,327.4 billion, while the total capital ratio edged down to 20.3% from 20.4%. Liquidity indicators were mixed, with the liquidity coverage ratio rising to 137.8% from 136.0%, the minimum liquidity holdings ratio falling to 15.8% from 16.7%, and the net stable funding ratio declining to 115.5% from 117.5%. In property exposures, residential credit outstanding increased 6.9% to AUD 2,512.7 billion. The share of owner-occupied loans fell to 67.0% from 67.6%, while investment loans rose to 31.0% from 30.4%. Loans with a loan-to-value ratio of 80% or more eased to 16.7%, loans 30 to 89 days past due fell to 0.49%, and non-performing loans fell to 0.99%. New residential loans funded during the quarter rose 17.7% to AUD 182.1 billion, with the share of investment lending and lending with debt-to-income ratios of at least six times increasing. Commercial property exposure limits and commercial property exposures both rose 8.7%, to AUD 525.8 billion and AUD 487.6 billion, respectively. APRA lists the next release as the June 2026 edition in September 2026.

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