The National Bank of Moldova reviewed progress on aligning financial legislation with EU rules during meetings with European Commission and European Central Bank officials. SEPA processed 1.1 million transfers in its first 11 months, while the MIA instant payment system surpassed 1 million users.
Policy & regulationCooperationPayments and payment systemsCross-border paymentsMarket infrastructure
The National Bank of Moldova announced that Governor Anca Dragu is holding meetings in Brussels with European Commission and European Central Bank officials on financial sector reforms and Moldova’s progress toward European integration. In initial talks with European Commission Deputy Director-General Alexandra Jour-Schroeder, Dragu reviewed the alignment of Moldovan legislation with EU rules, including measures on capital movements, payment systems, financial services and central bank independence.
Payment data show that SEPA processed 1.1 million transfers in the first 11 months after Moldova’s operational connection, accounting for more than 80% of cross-border euro transactions by number. The National Bank’s MIA instant payment system has surpassed 1 million users and is now used by one in two people with a bank account. The central bank also sought continued technical dialogue with the European Commission to support effective implementation of EU-aligned legislation.
Further meetings were scheduled with European Commissioner Maria Luís Albuquerque, European Commission Director-General Maarten Verwey and Boris Kisselevsky, head of the European Central Bank’s Brussels representation.
National Bank of Moldova Governor Anca Dragu highlighted payment modernization and European financial alignment as factors supporting investment. SEPA processed about 1.1 million transfers worth EUR 7.6 billion in its first 11 months, saving users approximately EUR 15 million and accounting for 87% of cross-border euro payments in August 2026…
In a National Bank of Moldova podcast, Governor Anca Dragu said the European Banking Authority equivalence assessment is about two-thirds complete and SEPA has saved users nearly EUR 15 million over 11 months. She cited capital and liquidity well above regulatory requirements as evidence that banks can support investment. Investment Agency…
The National Bank of Moldova discussed digital banking supervision, the MIA instant payment system and further European payment integration with a European Central Bank representative. The talks also covered central bank independence, monetary policy and preparations to align Moldova’s financial sector with EU rules.